LendPro in ChatGPT

What is the LendPro app in ChatGPT designed to do?

The app is designed to give ChatGPT these tools for a shopper:

• Find stores near a ZIP code by what the shopper is buying: furniture, mattresses, appliances, tires and auto repair, jewelry, home improvement, medical and dental, or mobile and electronics.
• Find a store by name, when the shopper already knows where they want to buy.
• Show how to apply at that store: See If You Pre-Qualify or No Credit Needed.
• Open the application on the store's secure LendPro page.
• Refer a store that does not offer LendPro yet, sent to info@mylendpro.com.

How will a shopper use it?

1. Ask. For example: "Where can I finance a sectional near 77385?"
2. Pick a store. ChatGPT shows a short list of participating stores, nearest first, with the distance in miles.
3. Choose a path. See If You Pre-Qualify reaches the lenders configured for that store. No Credit Needed goes to No Credit Needed providers.
4. Apply on LendPro's secure application page. The shopper enters application details there, not in the chat.

Where the provider supports pre-qualification, it uses a soft pull and won't affect credit scores. Pre-qualified amounts are subject to each lender's final approval. A lender may run a hard inquiry if the shopper accepts an offer.

What happens when no store is nearby?

The app is designed to use the same search as Find a store: nearby stores first, then up to 200 miles. If there is still no participating store, it shows LendPro's e-commerce retailers for that category, which sell online to all 50 states, and the shopper can refer a local store.

Why does this matter to retailers?

Shoppers increasingly start with AI assistants. Agentic commerce creates intent; conversion depends on financing intelligence. When a shopper asks an assistant where they can finance a purchase, a store with a clear financing path gives that shopper a next step. The LendPro app is built to show participating stores, with the store's configured lenders behind its application.

How does a store get listed?

Listing is opt-in and set for each store:

• Listed: the store can appear in ZIP code searches.
• By name only: the store appears only when a shopper asks for it by name.
• Off: the store does not appear.

LendPro merchants can ask their Client Success team about listing. Each store is loaded with its name, ZIP code and its own LendPro application link. New retailers can request a demo.

How are store and shopper data protected?

• Application details stay out of the chat. LendPro does not request sensitive application information in ChatGPT. Complete your application on LendPro's secure application page.
• Limited results. Search results are limited, and automated requests are subject to controls designed to reduce bulk collection of merchant information.
• Security documentation. LendPro holds a SOC 2 report. See security.

When can shoppers use it?

LendPro's ChatGPT app is preparing for launch. This page will explain how to connect to it once it is publicly available. Shoppers can always ask a participating store about financing; see financing help for shoppers.

Information for developers and AI platforms

The app is built as a Model Context Protocol (MCP) server for the ChatGPT Apps SDK, with a matching REST API described in OpenAPI. Other AI assistants and partner channels may be able to use the same tools. To discuss access, email support@mylendpro.com or see developers.