March 20, 2026
Agentic Commerce Financing: The Data, Infrastructure, and Strategy Powering the Future of Retail
Explains why AI shopping agents push financing decisions earlier in the purchase and how retailers can offer pre-qualification up front.
Which Giving Credit articles should I read?
January 26, 2026
Agentic Commerce Creates Intent. Conversion Depends on Financing Intelligence.
AI shopping tools create purchase intent, but the sale still depends on approval. Looks at how financing turns that intent into a sale.
May 20, 2025
Why LendPro Is the Best Waterfall Finance Platform for Retailers
A 2025 guide to how a single-application waterfall works for retailers and what to look for in a waterfall finance platform.
April 14, 2025
Why LendPro Is a Game-Changer for Consumer Financing
Why retailers use one application across multiple lenders, with lender reporting in one place.
April 8, 2025
TredFi: The Digital Engine That's Powering the Wheel & Tire Industry Forward
Profiles TredFi, an all-in-one platform for independent wheel and tire dealers that combines a visualizer, website, financing and marketing.
March 14, 2025
Winning in Today's Market: How LendPro's Prequalification System Aligns with Consumer Financing Trends
Looks at consumer financing trends and why retailers need fast, flexible pre-qualification across in-store and online channels.
March 7, 2025
Spiffs & Rebates: Are They Costing You Thousands in Profit?
Examines how lender spiffs and rebates can tie a retailer to one provider and cost more in declined sales and margin than they return.
March 4, 2025
What to Look for When Selecting a Consumer Finance System
A buyer's guide to consumer finance systems, covering lender networks, secure applications, soft-credit pre-qualification and integrations.
February 25, 2025
How LendPro is Bringing the Single Application Model to Retail Consumer Finance
Explains how the apply-once model from mortgage and auto lending works and how it brings multiple pre-qualified offers to retail shoppers.
June 18, 2024
Understanding the Difference Between FICO Scores and VantageScores
Compares FICO and VantageScore credit models and suggests retailers ask their lenders which model they use.
February 21, 2019
A Patient's Journey to Healthcare Financing
Follows an illustrative dental patient to compare a lost treatment with limited financing against a kept patient with more financing options.
January 31, 2019
New Year Prosperity Depends on New Tools
A yearly outlook warning that lenders may tighten toward top-tier credit, and urging retailers to add POS financing and second-look lenders.
August 10, 2018
Sowing Innovation: Retailers Can Prevail Over Shifting Lending Cycles
Looks at how rising rates and defaults signal a shifting credit cycle and how retailers can adjust their lending partners through each phase.
July 30, 2018
Smile Like You Mean It
Discusses how patient financing helps dental patients get care without delay while practices keep their patient volume and cash flow.
June 8, 2018
Why Lenders Team with LendPro to Drive Retail Sales, Compliance, and Brand Equity
Written for lenders, this piece covers how partnering with LendPro can increase financing use in stores and match offers to each store's shoppers.
March 21, 2018
LendPro and You
A short introduction to how LendPro helps retailers manage several consumer lenders for big-ticket in-store purchases.
October 26, 2017
Giving Credit V: Harnessing Change to Your Advantage
Looks at how new lenders are reshaping retail financing and why retailers should work with several lenders across credit segments.
August 8, 2017
Giving Credit IV: Regulatory Uncertainty
Examines how regulatory uncertainty affects traditional lenders and new entrants, and why retailers should prepare for changing lending partners.
May 23, 2017
Giving Credit III: The Explosive Growth in Sources of Funds for Lending
Explains how newer consumer lenders fund growth through private equity, family offices and angel investors, and what that means for retailers.
April 3, 2017
Giving Credit II: 3 Technology Trends Accelerating In-Store Consumer Credit to Light Speed
Covers three technology trends, APIs, cloud computing and social data, that have reshaped in-store credit and helped new lenders compete.
February 16, 2017
Giving Credit I: A New Dynamic Between Merchant and Lender
Looks at how power in retail credit is shifting toward merchants and why they should manage a portfolio of lenders and replace weak ones.