What do these terms cover?
- LendPro is a software provider, not a lender
- Using mylendpro.com and the LendPro app in ChatGPT
- Store and financing information is not an offer of credit
- Acceptable use
- Third-party sites, lenders and OpenAI
- Disclaimers and limits of liability
Last updated November 8, 2026. Questions: info@mylendpro.com or (434) 202-0137.
LendPro Terms of Use
LendPro Terms of Use
These Terms of Use (“Terms”) apply to your use of the websites operated by LendPro, LLC (“LendPro,” “we,” or “us”), including mylendpro.com, and to the LendPro app in ChatGPT (together, the “Services”). By using the Services, you agree to these Terms. If you do not agree, do not use the Services.
LendPro is not a lender
LendPro is a software provider for retailers. LendPro is not a lender, financer, or lease-to-own provider, and it does not make credit decisions, set rates or terms, or service accounts. Lenders and lease-to-own providers decide whether to approve an application and on what terms. Any financing or lease agreement is between you and that provider, under that provider’s terms. Questions about an existing loan or lease should go to the provider named on your agreement.
The LendPro app in ChatGPT
The LendPro app in ChatGPT helps you find participating stores, see the kinds of financing those stores offer, learn how financing types work, and get a link to start an application on LendPro’s website. When you use it:
- Store listings and financing programs are general information. They are not an offer of credit, a prequalification, or an approval, and they do not mean you are likely to be approved.
- Availability depends on the store, the item, your state, and each provider’s decision. Stores and programs can change without notice, so confirm details with the store.
- Lease-to-own is a rental-purchase agreement, not a loan, and usually costs more in total than the cash price.
- You must be 18 or older to apply for financing.
- Do not enter your Social Security number, date of birth, income, or other application details in ChatGPT. Applications happen only on LendPro’s secure website.
- Responses in ChatGPT are written by OpenAI’s AI model using information from the app, and may contain mistakes. LendPro does not control and is not responsible for what ChatGPT says. Your use of ChatGPT is governed by OpenAI’s terms and policies.
Applications
If you apply for financing through LendPro’s website, you agree to provide true, accurate, and complete information about yourself. Your application is sent to one or more providers configured by the store, and each provider’s own terms, disclosures, and privacy policies apply to its decision and any agreement you enter into.
Acceptable use
You agree not to: use the Services for anything unlawful or fraudulent; apply in someone else’s name or submit false information; scrape, copy, or collect data from the Services by automated means except through the interfaces we provide; interfere with, overload, or try to gain unauthorized access to the Services or our systems; or use the Services to build a competing product. We may suspend or block access to anyone who violates these Terms.
Third-party sites and services
The Services link to and work with services we do not control, including stores, lenders, lease-to-own providers, and OpenAI. We are not responsible for their content, products, decisions, or practices, and your dealings with them are between you and them.
Intellectual property
The Services, including their software, text, graphics, and the LendPro name and logos, belong to LendPro or its licensors and are protected by law. You may use the Services for your own personal, non-commercial purposes. You may not copy, modify, or distribute them except as these Terms allow.
Disclaimers
THE SERVICES AND ALL INFORMATION IN THEM ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY LAW. We do not guarantee that the Services will be uninterrupted or error-free, or that any store, program, or provider will be available to you.
Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, LENDPRO AND ITS OFFICERS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICES. LENDPRO’S TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SERVICES WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100). Some jurisdictions do not allow these limits, so they may not apply to you.
Privacy
Our Privacy Notice explains how we handle personal information, including information from the LendPro app in ChatGPT. Text messages about applications are covered by our SMS Terms and Conditions.
Changes
We may update these Terms from time to time. The date below shows when they last changed. Continuing to use the Services after a change means you accept the updated Terms.
Contact
Questions about these Terms: info@mylendpro.com or (434) 202-0137.
Last updated: November 8, 2026